Credit Reporting FAQs

report rent reports, boost credit, report payments to credit bureaus

Crystal Abing avatar
Written by Crystal Abing
Updated over a week ago

Which credit bureau are my on-time rent payments reported to?

We report your on-time rent payments to TransUnion. TransUnion is the same company that does credit & background screening for new tenants on RentRedi. They use the information to increase your FICO credit score. You can learn more about the TransUnion's ResidentCredit program here.

Why should I report my on-time rent payments to TransUnion?

Typically, credit bureaus use credit cards and loan payments (such as student or home loans) to assess credit scores.

However, with RentRedi, you can now report your on-time rent payments to credit bureaus as well!

With rent being a large monthly payment, you can increase your credit score with rent payments you are already making!

Additionally, a high credit score can mean access to lower interest rates for car, home & other loans, waived or reduced deposits to open utility or cell phone accounts, increased credit limits, and overall positions you as a more attractive tenant.

How soon will I see a boost in my credit score?

Payments are reported to the credit bureau every week. Once your rent is reported to TransUnion, it typically takes 5-30 days to show on your credit history!

How do I start reporting rent?

From the RentRedi Tenant app, select “Rent”, then “Report Rent” and then follow the options provided to you.

What is the cost to report my rent payments to TransUnion?

For current tenants, there are 3 options. Regardless of the option you select, TransUnion recommends reporting 12 months of payments to make the most impact on your FICO credit score.

Entire Lease

You can report on-time payments for your entire lease at once. This includes all future payments & the option to add all past payments made through RentRedi for the price of $3.99/mos.

The cost for reporting an entire lease at once can be up to a one-time payment of up to $47.88 (for reporting 12 months) to increase your credit score by up to 26 points.


You can choose to report your on-time payments every 3-months, costing $4.99/mos. The cost for reporting 3 months of rent payments costs $14.97.


The most flexible option is that you can choose to report your on-time payments every month. This pay-as-you-go option costs a recurring $5.99/mos.

You will also see the pricing in the app as well: is a pricing section on the rent reporting landing page that looks like this:

How do I turn off/remove reporting my rent payments to TransUnion?

If you want to stop reporting rent payments to TransUnion, contact us at [email protected].

Can I build my credit history with RentRedi?

Yes! When you start reporting rent to the TransUnion credit bureau, you choose to use all on-time rent payments you’ve made through RentRedi to help build your credit score.

You will be able to report all your rent payments made through RentRedi as long as you are a tenant using RentRedi.

How Does it Work?

After you’ve started reporting rent, RentRedi will share all on-time rent payments through our secure connection with TransUnion. TransUnion uses the information to adjust & update your FICO credit score.

I already have great credit. Do I need this?

If increasing your credit score by up to 26 points can make a difference in your tier of credit scores, this is a great option for you. You can see the tiers here:

Key Facts:

  • TransUnion does request 12 months of on-time rent payment to make the most impact on a credit score

  • After a year of reporting rent, tenants can see up to a 26 point increase in their credit score

  • 60% of tenants report a boost in credit score in the first month of reporting rent

  • You can pull your credit report from:

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