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How to Fix Bank Account Verification Issues with Stripe

fix stripe account, fix stripe bank account, stripe bank verification, bank account structure, business structure

Riz Barandino avatar
Written by Riz Barandino
Updated over 2 weeks ago

If you're running into issues verifying your bank account with Stripe, it’s likely because the type of bank account you’ve linked doesn’t match the business structure you selected.

Stripe has specific requirements about how bank accounts and business types must align. Here’s how to resolve the issue and get your payments flowing smoothly.

🔍 What's Causing the Issue?

Stripe requires that your business structure and bank account type are compatible. If they don’t match, Stripe can’t verify the account—leading to payout delays or errors.

🤔 Here's how it works:

  • If your Stripe account is personal, the bank account must be personal (e.g., “John Doe”).

  • If your Stripe account is a business (not a single-member LLC), the bank account must be a business account (e.g., “123 Main LLC”).

  • If your Stripe account is a Single-Member LLC, you’re allowed to use a personal bank account.


✅ How to Fix It

If you’re using a personal bank account for your business, the easiest way to fix this is to update your business structure in Stripe to a Single-Member LLC.

Here’s how to update this through RentRedi:

  1. Log in to your RentRedi dashboard

  2. Click the menu icon (☰) in the top left

  3. Select Rent.

  4. Click Payment Accounts

  5. Click Open Dashboard on the account you want to update

  6. Under Business Type, click Edit

  7. Set Business Structure to Single-Member LLC

Once updated, reach out to our Support team so we can verify the change and help finalize your setup.

📋 Quick Reference Guide

Here’s a simple breakdown of how your business type should align with your bank account:

Stripe Business Type

Required Bank Account Name

Personal

John Doe (Personal Account)

Business (NOT a single-member LLC)

123 Main LLC (Business Account)

Business (Single-Member LLC)

John Doe (Personal Account allowed)

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